A few examples of contracts, compared for you
Here's an overview of what SINA Assurances negotiates for you across the entire Belgian insurance market. Each guarantee can be taken out on its own or combined, with the differences between insurers presented in full transparency.
Whether you're an individual or a professional, the needs aren't the same. A household mainly wants to protect its home, family and vehicle. A self-employed person or company also has to think about the risks tied to their business — a client injured on site, a poorly delivered service, a faulty product can have far heavier financial consequences than a domestic claim. SINA Assurances supports both profiles with the same commitment to clarity.
Car insurance
Mandatory third-party liability, full or partial comprehensive cover, breakdown assistance and driver protection. The premium is reviewed based on your actual profile (mileage, bonus-malus, professional or private use).
Home & fire
Cover for the building, its contents and the liability linked to the home. Options for water damage, theft, glass breakage and natural disasters, based on the needs of the insured property.
Life & savings
Medium- to long-term capital building, supplementary pension solutions (2nd and 3rd pillar), financial protection for loved ones in case of death or disability.
Legal protection
Covers defence and procedural costs in the event of a dispute: traffic, work, consumer matters, neighbour disputes. An ally when a situation turns legal.
Family & personal liability
Covers damage caused to third parties in your private life — often overlooked, yet one of the guarantees with the best cover-to-premium ratio.
Professional insurance
Professional liability, operational liability, post-delivery liability, legal protection for the business — coverage often overlooked by the self-employed and small structures, even though a single incident with a client can be enough to put a business in difficulty.
And much more
These are just a few examples. Describe your situation, personal or professional, and we'll quickly let you know what's available.
Three covers self-employed professionals too often overlook
Professional liability actually covers several distinct aspects, each relating to a different moment in your business.
During the intervention
Covers damage caused to a third party or their property while carrying out your activity — a client injured on a work site, an item damaged during a service.
In case of a mistake
Covers the financial consequences of a mistake, error or poor advice given in the course of your profession.
Once the work is done
Covers damage that appears after a service is completed or a product delivered — often the blind spot for self-employed professionals.
Not sure which guarantee you need?
Describe your situation, and SINA Assurances will identify the relevant guarantees and rule out the ones that aren't.
Request a free quote